SMARTStart Pasco | Pasco Economic Development Council | 16506 Pointe Village Drive, Suite 107 | Lutz, FL 33558

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SMARTstart Microloan Committee

A nine-member Loan Committee is appointed by the Pasco EDC Board of Directors and has authority to make binding loan decisions and carry out other functions required to make loans to small businesses under the program.  The Pasco EDC Board of Directors has authority to establish and modify maximum loan terms and allowable interest rates and relies on the recommendations of the Loan Committee for such decisions.  Our Microloan Committee includes:

Kyle Flischel - Murtha & Murtha CPAsKyle Flischel

Murtha & Murtha CPAs  

Kyle Flischel is a Certified Public Accountant currently employed at Murtha & Murtha, CPAs in Wesley Chapel, FL. Kyle oversees the firm’s monthly and quarterly accounting clients and the employees tasked with accomplishing monthly and quarterly financial reporting for the Firm’s clientele. Kyle’s keys to success are his commitment to integrity and doing what is best for his clients. A firm belief in doing what is right and committing to excellence drives the decisions that influence both business and personal choice Kyle makes every day.  Outside of his professional life, Kyle is an avid golf and tennis player. He participates in golf leagues and outings as a member of Tampa Palms County Club as well as tennis tournaments hosted by Ultimate Tennis and the USTA. Kyle enjoys spending time with his wife Stephanie as amateur beer brewers and travelling.

Gilene Janvier, Suncoast Credit UnionGilene Janvier

Suncoast Credit Union

Professional with over 12 years of combined experience in the Education, Human Service and Financial industries. Power to engage, motivate and empower people or teams to execute thoughtful strategic action plans with passion, persuasion and persistence. Critical thinker, analytical, sound judgment and good decision-making skills are qualities I embody as well as kindness and diplomatic tact.



Richard JenkinsRichard Jenkins

Pasco Office of Economic Growth

Rich is the Program Manager for the County's newly implemented small business assistance programs. Rich is the lead liaison to local businesses offering grants and loans to eligible projects. Rich's extensive knowledge of the local business landscape makes him a fantastic resource for local business' requiring assistance or information. 

Prior to embarking on a career in Public Service, Rich honed his skills in the Financial Industry winning many awards and recognitions. He holds a bachelor's degree in Pre-law and History from the University of West Florida. 


Tim McClain, The Greater Pasco Chamber of CommerceTim McClain 

The Greater Pasco Chamber of Commerce The Greater Pasco Chamber of Commerce

Mr. McClain worked in the corporate world for over 20 years in IT and Business Development related roles for a local, national and global company.  After that career he opened Express Employment Professionals in Pasco county in 2006 providing the area a locally owned professional staffing company.

In February of 2019, he turned the company over to an employee to run and was selected as the new President of the West Pasco Chamber of Commerce and then became the President/CEO of The Greater Pasco Chamber of Commerce.

He also serves as the President of the Nature Coast HR Society, President of the Cheval West Homeowners Association and is also an elected official as the Chairman of the Cheval West Community Development District.

Skip Miller, SunTrust BankSkip Miller


Skip Miller is a Senior Vice President with Truist and has been with the organization for over 10 years.  He assists commercial businesses and their owners, CFO's and management teams with a variety of needs including commercial financing, mergers and acquisitions, cash management solutions, retirement services, succession planning, estate planning, financial accounting, foreign exchange services and employee benefit solutions.  His clients are located throughout the Tampa Region and consist of companies with 20 million in annual revenues up to 500 million in annual revenues. 

Skip is honored to represent Truist as a community leader.  He volunteers over 300 hours of service each year and has been awarded the silver and bronze Presidential Volunteer Service Award for the last four years.  He is a proud member of the USF athletic family and enjoys time he spends outdoors in the beautiful Florida sunshine.

Janet Plummer - First Citrus BankJanet Plummer

First Citrus Bank 

Janet Plummer moved to Boca Raton FL in 1986 from Pennsylvania. She began her Florida banking career with Sun Bank (now SunTrust) as a Commercial Loan Officer.  She “retired” from SunTrust in 1996 to stay home with her children. She returned to SunTrust in 2008 right before the financial crash! This gave her the opportunity to work with small business owners who were facing very difficult times, and helping find solutions for them. She has worked for several banks since departing from SunTrust specializing in lending under the Small Business Administration (SBA) loan programs. She is passionate about working with small business owners to find solutions to their financing needs through the SBA programs.  Janet and her husband Andrew  have 5 beautiful children, and reside in Wesley Chapel.

Timothy N. Tangredi

Dais Analytic Corporation

Tim Tangredi has, working with a strong team, created and executed strategic product development programs, lead the purchase and integration of public and private companies, initiated many foreign joint ventures focusing on strategic marketing, development, manufacturing and distribution alliances with companies in Europe and Asia, and raised seed and several rounds of growth capital for both private and public companies.  He worked for AT&T and owned/sold two private firms prior to joining Dais.  Tim holds a BS from Sienna College, a MBA from Rensselaer Polytechnic Institute, and three US Patents.


Interested in joining the Microloan Committee? 

Contact Daniel Mitchell, SMARTstart Program Director, Pasco EDC

SMARTstart Microloan Committee
Daniel Mitchell, EDP
SMARTstart Program Director

Email: .(JavaScript must be enabled to view this email address)
Telephone: +1 813 355 0476

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Upcoming Events...

December 6, 2023
Entrepreneur Education Series - Mastering Cash Flow Management
Date & Time:  Wednesday, December 6, 2023 (6:00 pm - 7:00 pm)Location:  West Pasco Entrepreneur CenterRegistration: FREESpeaker: Ruth McGuire,...
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December 12, 2023
East Pasco Entrepreneur Roundtable
Facilitator:  SCORE MentorDate: Tuesday, December 12, 2023Time:  3:00 pm-4:00 pmLocation:  SMARTstart East Pasco Entrepreneur CenterEntrepreneur Roundtables bring...
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December 13, 2023
Entrepreneur Education Series - Security in the Workspace
Date & Time:  Wednesday, December 13, 2023 (6:00 pm - 7:00 pm)Location: SMARTstart Grove Entrepreneur CenterRegistration: FREESpeaker: Thomas Giella,...
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