SMARTstart Microloan Committee

A nine-member Loan Committee is appointed by the Pasco EDC Board of Directors and has authority to make binding loan decisions and carry out other functions required to make loans to small businesses under the program.  The Pasco EDC Board of Directors has authority to establish and modify maximum loan terms and allowable interest rates and relies on the recommendations of the Loan Committee for such decisions.  Our Microloan Committee includes:

Kyle Flischel

Murtha & Flischel Certified Public Accountants  

Kyle  is a Certified Public Accountant currently employed at Murtha & Murtha, CPAs in Wesley Chapel, FL. Kyle oversees the firm’s monthly and quarterly accounting clients and the employees tasked with accomplishing monthly and quarterly financial reporting for the Firm’s clientele. Kyle’s keys to success are his commitment to integrity and doing what is best for his clients. A firm belief in doing what is right and committing to excellence drives the decisions that influence both business and personal choice Kyle makes every day.  Outside of his professional life, Kyle is an avid golf and tennis player. He participates in golf leagues and outings as a member of Tampa Palms County Club as well as tennis tournaments hosted by Ultimate Tennis and the USTA. Kyle enjoys spending time with his wife Stephanie as amateur beer brewers and travelling.

Deryk Berger

Pasco Office of Economic Growth

Deryk has worked for Pasco County BOCC since 2016.  In his current position he has streamlined the Commercial Landscaping Grant Program, improving application processes and boosting the aesthetic appeal of commercial areas.  Monitored state legislation and communicated its impact to drive updates in county ordinances, aligning with strategic goals. Guided strategic planning and compliance by staying informed on legislation and economic trends. Built and maintained relationships with community groups, boosting public engagement and visibility of programs.  Designed and implemented marketing campaigns to increase public awareness and participation in economic initiatives. Contributed to implementing Penny for Pasco projects, aligning efforts with the Board of County Commission's Economic Development Plan.

Skip Miller

Truist 

Skip is a Senior Vice President with Truist and has been with the organization for over 10 years.  He assists commercial businesses and their owners, CFO's and management teams with a variety of needs including commercial financing, mergers and acquisitions, cash management solutions, retirement services, succession planning, estate planning, financial accounting, foreign exchange services and employee benefit solutions.  His clients are located throughout the Tampa Region and consist of companies with 20 million in annual revenues up to 500 million in annual revenues. 

Skip is honored to represent Truist as a community leader.  He volunteers over 300 hours of service each year and has been awarded the silver and bronze Presidential Volunteer Service Award for the last four years.  He is a proud member of the USF athletic family and enjoys time he spends outdoors in the beautiful Florida sunshine.

Janet Plummer

First Citrus Bank 

Janet moved to Boca Raton FL in 1986 from Pennsylvania. She began her Florida banking career with Sun Bank (now SunTrust) as a Commercial Loan Officer.  She “retired” from SunTrust in 1996 to stay home with her children. She returned to SunTrust in 2008 right before the financial crash! This gave her the opportunity to work with small business owners who were facing very difficult times, and helping find solutions for them. She has worked for several banks since departing from SunTrust specializing in lending under the Small Business Administration (SBA) loan programs. She is passionate about working with small business owners to find solutions to their financing needs through the SBA programs.  Janet and her husband Andrew  have 5 beautiful children, and reside in Wesley Chapel.

Mike Spinelli

Suncoast Credit Union

Mike has been in management in banking as well as retail, for 20 years-Always striving to be at the top and has consistently reached that goal. He was also a Small Business Sales Team Manager with Bank Of America. He held roles like Master Coach, where he Onboarded and trained new hires and integrated them within SBCS. He aslo held roles as WE CAN DELIVER SMALL BUSINESS champion, Interim Team Sales Manager, Small Business Associate Readiness Vetting Council, Mentor, Eckman Safety and Security Council and head of the EMPLOYEE ENGAGEMENT COMMITTEE in Tampa, bringing the highest results in 2020.

Gene Snyder

SouthState Bank 

Gene offers more than 20 years of experience in the Commercial Banking, Commercial Real Estate and Risk Management lines of business throughout the Tampa Bay Area. His diverse background from Baseball to Construction to Banking has enabled him to help people and companies achieve their dreams. At SouthState Bank "We help people". Skills include: Owner Occupied Real Estate • Investor Owned Real Estate • Commercial & Industrial Lending • Working Capital Lines of Credit • Equipment Financing • SBA Loans • Home Equity Lines • 30 year mortgage and CP Loans

Timothy N. Tangredi

Dais Analytic Corporation

Tim has worked with a strong team, created and executed strategic product development programs, lead the purchase and integration of public and private companies, initiated many foreign joint ventures focusing on strategic marketing, development, manufacturing and distribution alliances with companies in Europe and Asia, and raised seed and several rounds of growth capital for both private and public companies.  He worked for AT&T and owned/sold two private firms prior to joining Dais.  Tim holds a BS from Sienna College, a MBA from Rensselaer Polytechnic Institute, and three US Patents.

Charles Thybulle

Fifth Third Bank 

Charles is a Relationship Manager with 25 years of experience in Financial Services, with the ability to lead, influence, and produce strong results in Key Performance Indicators.  One of his strengths is building long term relationships and consistent pursuit of prospective/existing clients.  He represents Fifth Third in the marketplace by engaging with large organizations C-Suite, Upper Management, and Employees before, during, and after Financial Education Seminars and beyond.  His verbal communication skills have been recognized by leaders of various industries and backgrounds.  He has and continues to coach peers outside of the North and South Florida Markets and looks forward to having a larger impact in the State as the Community Impact Manager.

Vicki Wiggins, CFRE

Greater East Pasco Chamber of Commerce

Vicki ia a dedicated and effective administrator with over 25 years of experience in management, fundraising, events, compliance, budget and program oversight, program implementation, customer service, leadership, and as an analyst.

Achievements: Implemented Fund Development and Marketing Plan to include social media plan, corporate sponsorship package, and daily sales plan.  Established Title IX program including administration, investigation, marketing, and training for entire university.  Recognized as a leader in the organization and nominated to complete two exclusive leadership programs.  Completely revamped website and instituted brand standards agency-wide.  Applied and awarded over $3M instate, federal and local grants over career.

Interested in joining the Microloan Committee? 

Contact Daniel Mitchell, SMARTstart Program Director, Pasco EDC